Monitors client profile changes, drift, allocation mismatches, missing rationale, and suitability gaps. It ensures the client's stated objectives, risk tolerance, and account profile remain aligned with actual activity.
Suitability issues usually emerge months after a mismatch occurred — during audits, exams, or a complaint. Drift is rarely malicious; it happens because CRM, portfolios, and advisor notes fall out of sync.
Suitability doesn't fail because advisors don't care. It fails because profiles, portfolios, and activity drift apart over time—with no system to catch it early.
This agent fixes exactly that.
Client profile: Source CRM, custodian, intake data.
Trades, rebalancing, new products, large deposits/withdrawals.
Allocation, risk, suitability gaps.
Advisor follow-up, profile updates, supervisory review.
Suitability drift: 32% equities increase vs target allocation.
Profile mismatch: CRM shows Conservative, portfolio Medium.
Missing: rationale for exception trade.
Clear alerts, not guesswork.
Context for approvals.
Fewer escalations.
Consistent Reg BI evidence.
Your advisors focus on clients. Your ops team gets consistency. Your principals get predictability. PitCrew handles the rest.