In Minutes
The IPS Generator Agent automatically creates Investment Policy Statements by pulling client data from your CRM, custodian, and risk assessment tools. It produces compliant, personalized IPS documents that reflect each client's objectives, risk tolerance, time horizon, and investment constraints - ready for advisor review and client signature.
20 free runs/month · No credit card required
Why do RIAs struggle with IPS documentation?
Investment Policy Statements are foundational compliance documents that define the advisor-client relationship. Yet most RIAs still create them manually, turning a critical fiduciary document into a time-consuming bottleneck during onboarding.
"Time-Intensive Document Creation"
Drafting a proper IPS requires gathering data from multiple sources - risk questionnaires, client interviews, account applications - and synthesizing it into a coherent document. This process often takes 45 minutes to an hour per client.
Inconsistent Documentation Standards
When multiple advisors or staff members create IPS documents, quality and completeness vary. Some documents miss required sections, while others use outdated language that doesn't reflect current firm policies.
Delayed Client Onboarding
Clients are ready to fund accounts, but they're waiting on IPS documents. Every day of delay risks losing momentum - or worse, losing the client to a competitor who moves faster.
How PitCrew Addresses This
Automatically pulls client data from your existing systems - CRM, custodian feeds, and risk assessment tools - eliminating manual data gathering and re-entry.
Generates IPS documents using your firm's approved templates and language, ensuring every document meets your compliance standards regardless of who initiates it.
Produces draft IPS documents within minutes of completing client intake, removing documentation from your onboarding critical path.
How does the IPS Generator Agent work?
Collect
The agent monitors your CRM for new client records or onboarding triggers. When detected, it automatically retrieves client profile data, completed risk questionnaires, and account application details.
Analyze
Client inputs are mapped to your firm's IPS framework. The agent determines appropriate investment objectives, risk classifications, time horizons, liquidity needs, and any special constraints or restrictions.
Generate
Using your firm's approved templates, the agent produces a complete IPS document with all required sections populated. Investment guidelines, benchmark selections, and rebalancing parameters are tailored to the client's profile.
Review
The draft IPS is routed to the assigned advisor for review. Advisors can approve, edit, or request regeneration before the document is sent for client signature.
What Does the Output Look Like?
Sample output below uses anonymized data to show the actual report format.
Apex Wealth Advisors
CRD #178234 | Austin, TX
| Check | Status |
|---|---|
| Client Profile Complete | PASS |
| Risk Assessment Alignment | PASS |
| Liquidity Requirements | DISCREPANCY |
| Rebalancing Parameters | PASS |
| Regulatory Disclosures | PASS |
| Signature Blocks | FLAG |
Suggested Action
Address liquidity requirement discrepancy and add spouse signature block before client presentation
What Does This Agent Do?
Auto-Populate Client Data
Pulls demographics, risk scores, and account details from your CRM and custodian to pre-fill IPS sections automatically.
Firm Template Matching
Applies your firm's approved IPS templates, language, and formatting standards to every generated document.
Suitability Validation
Cross-checks proposed allocations against stated risk tolerance, time horizon, and investment objectives.
Compliance Language Insertion
Automatically includes required regulatory disclosures, fee references, and ADV acknowledgments.
Gap Detection
Identifies missing information like beneficiaries, income needs, or restrictions before document finalization.
Version Control
Tracks IPS revisions and maintains audit trail for annual reviews and client circumstance changes.
Works with Your Existing Stack
Salesforce
ActiveWealthbox
ActiveRedtail CRM
ActiveSchwab Advisor Services
ActiveFidelity Institutional
ActiveRiskalyze
ActiveNitrogen
PlannedOrion
PlannedWhen do RIAs use the IPS Generator Agent?
"High-Volume New Client Onboarding"
Situation
A growing RIA firm signs 15 new clients in a single month after a successful marketing campaign. Each client needs a personalized IPS before accounts can be funded and managed.
Without PitCrew
The operations team works overtime for two weeks, manually creating IPS documents while advisors wait to begin portfolio construction. Several clients express frustration at the delay.
With PitCrew
IPS documents are generated within hours of completing client intake. Advisors review and approve documents the same day, and clients receive their IPS for signature before the week ends.
Annual IPS Reviews and Updates
Situation
Regulatory best practices require periodic IPS reviews. An RIA with 200 clients needs to update IPS documents to reflect changed circumstances, updated risk tolerances, or new firm investment policies.
Without PitCrew
The compliance officer flags the review requirement, but it takes three months to work through the client list. Some clients never receive updated documents, creating compliance gaps.
With PitCrew
The agent generates updated IPS drafts in batch, flagging clients whose circumstances have changed materially. Advisors focus their time on reviewing flagged documents rather than recreating every IPS from scratch.
Frequently Asked Questions
Can the IPS Generator use my firm's existing templates?
Yes. During implementation, we configure the agent to use your firm's approved IPS templates, including your specific language, section structure, and required disclosures. The agent populates your templates with client-specific data rather than generating generic documents.
What data sources does the agent pull from?
The agent integrates with common RIA technology stacks including CRM platforms like Redtail, Wealthbox, and Salesforce; custodian data feeds from Schwab, Fidelity, and Pershing; and risk assessment tools like Riskalyze and FinaMetrica. Custom integrations are available for other systems.
How much advisor review is required?
Every generated IPS requires advisor approval before client delivery - this is a medium human-in-the-loop process by design. The agent handles data gathering and document assembly, but the advisor remains responsible for reviewing accuracy and appropriateness before the IPS is finalized.
Can the agent handle complex client situations like trusts or multiple accounts?
Yes. The agent can generate IPS documents for individual accounts, joint accounts, trusts, retirement accounts, and other entity types. For clients with multiple accounts, it can produce either consolidated or account-specific IPS documents based on your firm's preferences.
What happens if client data is incomplete?
The agent identifies missing required fields and flags the record for follow-up rather than generating an incomplete document. Your team receives a notification specifying what information is needed before the IPS can be created.
Stop Drafting IPS Documents from Scratch
Let PitCrew generate compliant, personalized Investment Policy Statements while you focus on the client conversation.
Generate Your First IPS✓ Cut IPS creation time from hours to minutes
✓ Ensure consistent compliance language across all clients